About Airtel Payments Bank

As India’s first Payments Bank, we aim to give every Indian access to an equal, effective, and trustworthy banking experience.

Airtel Payments Bank was launched in January 2017, by Bharti Airtel, India’s largest telecom provider, to support the cashless revolution promised by the Government of India.

Airtel Payments Bank is a differentiated bank devoted to Changing The Way India Banks by striving to create a benchmark in banking system by reimagining every process, product and service associated with banking keeping customer’s need at the core of every effort. Our processes are deemed to make banking simpler and intuitive for every consumer. We are enabling customers by increasing accessibility of our services, be it online or retail banking. And we are putting our best efforts to make banking experience more respectful for all our customers. Airtel Payments Bank aim to make banking accessible, simple and inclusive for every Indian.

With Airtel Payments Bank, you can:

•     Open a Savings Bank account at any of our 5 lakh+ banking points

•     Get free personal accident insurance cover of Rs 1 Lac

•     Earn up to 7.0% rate of interest

•     Get an online debit card

•     Deposit cash at any Banking Point in your vicinity

•     Withdraw cash through our banking points or select bank ATMs

•     Buy third party insurance products

•     Transfer money to any bank account in India through IMPS or UPI

•     Recharge prepaid mobiles/DTH and pay utility bills (electricity, water, gas, postpaid, etc.)

•     Book bus and train tickets

We also aim to make payments cashless and seamless, and that's precisely what you can do with Airtel Money Wallet, the digital wallet of Airtel Payments Bank. You can make online/offline digital payments, recharge your phone, pay utility bills, and much more with Airtel Money Wallet. The wallet provides you with an option to make simple, secure and quick payments through your phone. With Airtel Money Wallet, you can:

•     Make digital payments at thousands of online and offline merchants through:

      a) QR Code Scanning

      b) Payment to a phone number

      c) BHIM UPI

      d) Merchant Initiated Payment

•     You can also transfer money, recharge prepaid mobiles/DTH, pay utility bills, book bus/train tickets and more.

As we mentioned, we aim to provide a seamless banking experience to every Indian, including business owners (corporate, startups, SMEs). Our range of business solutions include:

•     Salary Management Solution

      a) Salary disbursal

      b) Reimbursement solutions

      c) Loan Management Solution

      d) Disbursement

      e) Collection

•     Cash Management Solution

Join Airtel Payments Bank today and enjoy the ease of banking that you have always wanted!

Meet our board of directors

Sunil Bharti Mittal

Non Executive Chairman

Mr Mittal is the Founder and Chairman of Bharti Enterprises, one of India's leading conglomerates with diversified interests in telecom, insurance, real estate, agri and food, besides other ventures. Bharti has joint ventures with several global leaders: Singtel, SoftBank, AXA, Del Monte amongst others.

Anubrata Biswas

Managing Director & CEO

Mr. Biswas is the MD & CEO of the Bank. A graduate from IIM Ahmedabad, Mr. Biswas is an industry stalwart with over two decades of experience in banking and financial services sector holding multiple leadership roles spanning across various markets in Asia and Europe. Prior to joining the Bank, he was the Retail Business Head for South India, ICICI Bank Ltd.

Dr. Muralidaran Natarajan Krishnaswami

Independent Director

Dr. Muralidaran Natarajan Krishnaswami is a visionary and entrepreneurial information technology professional having over three decades of rich experience and expertise with proven strategic depth and broad based expertise in building solutions, mentoring teams in various areas of technology. In his last role, he was associated with NSEIT as Executive Vice Chairman, and he played a very pivotal role towards NSEIT’s Vision 2025 and closely drove NSEIT’s Growth Strategy. Earlier to NSEIT, he had been associated with National Stock Exchange and IL & FS Ltd.

Subash Sheoratan Mundra

Independent Director

Mr. Subhash Sheoratan Mundra, is a seasoned and committed banker, with a distinguished career spanning over four decades, during which he held various high level positions, including Chairman and Managing Director of Bank of Baroda, Executive Director of Union Bank of India, Chief Executive of Bank of Baroda (European Operations) amongst others, culminating as the Deputy Governor of Reserve Bank of India, from where he finally retired his office in July 2017.

Arpita Pal Agrawal

Independent Director

Arpita has over 26+ years of work experience, twenty of which were focused on Management & Risk consulting in various leadership roles in organizations such as PwC, KPMG, Arthur Andersen and ICICI Advisory. Her sector specialization was in Telecom and she now focusses on its impact on digital & financial inclusion and unique business models to bridge the divide. She has led projects in 30+ countries in emerging (Africa, Bangladesh, Sri Lanka & Middle East) and developed markets (Japan, Europe, UK, USA). She started her career with design and development of Telecom Network Management software and was based in Europe.

Rajeev Kher

Independent Director

Rajeev Kher brings with him a rich and varied experience of 37 years in the Indian Administrative Service. His fields of experience include International Trade and Commerce, Industrial Development and Investment Policy, Competition Law and Policy, Sustainable Development Policy and Planning, Environmental Management and Global Governance. He spent precious twenty years in senior positions in the Ministry of Environment and the Department of Commerce in the Government of India culminating in the position of Commerce Secretary. He also held the position of the Member in the Competition Appellate Tribunal for two years. On superannuation he was invited to be a Distinguished Fellow of the RIS - a think tank on International Economic and Development Policy.

Shabnam Sinha

Independent Director

Shabnam Sinha is a seasoned development finance leader with over 30 years of experience across the World Bank, public policy, and private sector initiatives. As Lead at the World Bank, she expanded India’s portfolio from US$ 500 million to US$ 4 billion, leveraging her expertise in governance, risk management, and blended finance. She has led high-impact AI-driven digital initiatives for public infrastructure and skilling, and has mobilized over US$ 40 million in sovereign and philanthropic funding for MSMEs, women entrepreneurs, and startups.

Padmaja Alaganandan

Independent Director

Padmaja Alaganandan has over 30 years of consulting and leadership experience. She has worked across business and people strategy and consulted clients across diverse sectors including Technology, Automotive, Pharma, Consumer Products, Oil & Gas. In addition to her consulting experience, she has worked with PWC India as Chief People Officer and was part of firm’s leadership team in India till her recent retirement. She has been speaker on various national and international conferences, including the World at Work Asia Pacific Rewards conference in Singapore.

Harjeet Kohli

Non-Executive Director

Harjeet Kohli is a seasoned corporate and investment banker with over 25 years of experience in Strategy, business development, inorganic build-outs, M&A, capital allocation, partnerships, strategic capital sources, corporate finance, capital structure, equity, investor management (private & public), investments, risk management.

Gopal Vittal

Non-Executive Director

Mr. Gopal Vittal is currently the Vice Chairman & Managing Director of Bharti Airtel Limited. Prior to this, he was the Managing Director & CEO for the brand for twelve years during which period, Airtel built a winning portfolio of businesses across mobile, B2B, Home Broadband, DTH and digital services.

Under his leadership, Airtel has achieved a lifetime high in terms of both revenue market share and enterprise value in a very competitive market.

Over the past several years Gopal has been driving the brand’s digital transformation journey including defining the culture, metrics, incentives for collaboration and overall “re-imagining the business”.

Prior to Airtel, Gopal was with Unilever for close to two decades working across sales, marketing and general management in markets spanning India, Thailand, Indonesia and China. In his last assignment at Unilever, he led the Home and Personal care business and strengthened the entire portfolio by growing market share and profitability across categories Mr. Vittal is an alumnus of Madras Christian College and has completed his MBA from IIM, Kolkata.