11 Nov 2025

Metro Card Explained: How to Use, NCMC Features, Smart Card Benefits

If you are a regular Metro passenger, you know just how frustrating it can be juggling multiple tickets and recharge slips while moving in and out of long queues. Not to forget rushing past the crowd, finding the way to the right platform and fighting for a seat in the metro. This is exactly where the convenience of a metro card comes in, offering you a smarter way to travel.

And at Airtel Payments Bank, we have integrated NCMC features in our RuPay transit cards to take the “suffer” out of your daily safar. Instead of buying a ticket each time, you can just tap your card at the gate and off you go. Whether you’re a daily commuter, a weekend explorer or someone who simply hates fumbling for tickets, read on. 

How to Use Our Metro Card With Ease

  1. Order your RuPay NCMC Card on the Airtel Thanks App and get it delivered to your doorstep.
  2. Alternatively, you can purchase it from select Airtel Payments Bank Banking Points and metro stations.
  3. With our Airtel Thanks App, you can easily do a metro card recharge online without having to stand in any line.
  4. When you reach the metro station, update the chip balance via a tap terminal. 
  5. Then, simply tap your card at the entry gate. Your fare will be deducted, and you’re set for the ride.

Because we know life gets busy, doing the “Airtel metro card recharge” is literally just a few taps. So, whether you’re commuting in the morning or heading out in the evening, you’ve got it covered.

Why the NCMC Features Matter

  1. NCMC stands for the RuPay “National Common Mobility Card”. It is valid in over 100 cities across India, and more are being added as you read this. 
  2. Our RuPay Transit Card (metro card) is enabled with NCMC, so it works across metros, buses, where NCMC is accepted.
  3. It leverages an EMV chip-and-pin technology that protects your money. In fact, you can even set transaction limits for added security or disable the card in case of any suspicious activity. 
  4. It supports offline payments for transit systems, so you don’t need an internet connection for tap and pay transactions at the metro station. 

Smart Card Benefits: Your Day-to-Day Upgrade

  1. Speed & convenience: No more buying tickets each time, just tap and go. Our metro card acts as a pre-paid smart card for public transportation, especially where contactless, tap-and-go access is available.
  2. Unified travel & payments: With NCMC-enabled cards, payments for your daily commute via metro and bus are covered.
  3. Recharge anytime, anywhere: Using the Airtel Thanks app, you can do a metro card recharge online whenever you like, so you’re never stuck.
  4. Secure transactions: The NCMC card comes with EMV chip protection and secure payment features. And if you travel infrequently, don’t load huge amounts onto the card; recharge as you need it.
  5. Eco-friendly & future-ready: Our cards are made with 99% recycled plastic, so you leave a greener footprint wherever you go. Plus, they reduce the need for multiple cards.

Final Thoughts

Your daily commute doesn’t have to feel like a chore. With a metro card, especially an NCMC-enabled RuPay card from Airtel Payments Bank, you’re not just getting one card, you’re getting convenience, speed and flexibility all wrapped into one. Whether it’s doing your Airtel metro card recharge from the comfort of your phone or tapping your way through the station doors, life just gets a little easier. 

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