Charges, Fees & Interest Rates
All details regarding charges, fees and interest rates applicable to users of Airtel Payments Bank account or wallet.
Schedule of Charges for Current Account
Service
Individual CA Fee/Charges (Rs)
Sole Prop Fee/Charges (Rs)
Annual Opening & Maintenance Charges
Rs. 599 Including GST
Rs. 999 Including GST
Cash Deposit (Banking Points)
Free
Free
Cash Withdrawal
For each month: Upto INR 75,000- Free; Greater than INR 75,000 - 0.75% of transaction amount
For each month: Upto INR 75,000- Free; Greater than INR 75,000 - 0.75% of transaction amount
Funds Transfer through Mobile App & IMPS
Free
Free
The account onboarding fee of Rs. 50 is discontinued effective 09th May, 2024. In account subscription fee the monthly option for new customers is discontinued effective from 09th May, 2024.
Effective 1st November,2025, Account Maintenance charges will be levied at Rs 599 (inclusive GST) per year for all the existing customers on Rs 50 Monthly maintenance plan & Rs 499 Yearly maintenance plan.
Effective September 19th 2025, Account Onboarding and Maintenance Charges will be levied at Rs 599 (inclusive GST) per year for new user onboardings. If sufficient balance is not maintained in the account, available balance would be levied and subsequently bank will make attempts to recover the remaining amount at regular intervals
Description
Individual CA Limits (INR)
Sole Prop CA Limits (INR)
Maximum Current Account Balance
1,97,000 (*terms and conditions apply)
1,97,000 (*terms and conditions apply)
Maximum Cash Withdrawal per transaction
49,999
49,999
Maximum Cash Withdrawal
5 Lakhs per month/ 19.99 Lakhs per year
5 Lakhs per month/ 19.99 Lakhs per year
Maximum Cash Deposit
1 Lakhs per month/10 Lakhs per year
2 Lakhs per month/ 19.99 Lakhs per year
Cash Withdrawal via AEPS
2 Transactions/Day(max), 10 Transactions/Month or Rs 50,000 Cash Withdrawal per Month (Whichever is Minimum), Rs. 10,000 per transaction (Max)
2 Transactions/Day(max), 10 Transactions/Month or Rs 50,000 Cash Withdrawal per Month (Whichever is Minimum), Rs. 10,000 per transaction (Max)
Debit card issuance & maintenance charges
Rs. 199 Including GST
Rs. 199 Including GST
Debit card transactions
1 Free transactions
1 Free transactions
Online Transactions using MasterCard (Per Day)
15 transactions
15 transactions
Maximum credit & debit for Current Account per day (all modes combined)
5,00,000 each
5,00,000 to 10,00,000 each Based on GST Turnover slab
Maximum credit & debit from Current Account per transaction
2,00,000 each
5,00,000 to 10,00,000 each Based on GST Turnover slab
Annual Credit & Debit Limit
50,00,000 each without GST
1,00,00,000 each with GST
50,00,000 each without GST
1,00,00,000 to 5,00,00,000 each based on GST Turnover slab