Have you ever wondered how many transactions you make in a day? From your regular commute to your daily coffee, most of these payments are made online. And every time you make an online payment with your savings or salary account, you’re exposing your funds to potential threats. Whether it’s a phishing scam or a data breach, the risks of digital fraud are growing by the day.

At Airtel Payments Bank, we have a smarter way to help you stay ahead: a safe second account. This digital account separates your everyday spending from your main bank account, making secure online banking a reality. You can use it for online payments and shopping, UPI transfers or even subscriptions while keeping your salary or savings untouched and safe.

So, let’s find out how you can set up your safe second account and some payment bank safety tips that make banking safer and easier than ever.

What is a Safe Second Account?

It is a digital account separate from your primary account to make secure online payments. Whether you’re tired of managing multiple accounts (one for salary, one for savings, one for daily payments) or simply don’t feel safe sharing your account details, a safe second account minimises exposure and maximises security. 

And with Airtel Payments Bank, your safe second account allows you to:

• Recharge, pay bills, use FASTag, virtual debit card & more
• Earn up to 6.5% interest on your savings
• Stay protected with fraud alarm, automatic PIN reset & account freeze
• Set transaction limits as per your comfort
• Enjoy benefits worth ₹15,000 on popular merchants using your debit card
• Subscribe to Rewards123 and earn cashback on every transaction

How to Set Up Your Safe Second Account?

It’s easy! Just follow these simple steps:

1. Download the Airtel Thanks App
2. Go to the “Banking” section on the app to open a savings bank account
3. Enter your PAN and Aadhaar Card details
4. Confirm your KYC details and complete the verification process
5. Set your mPIN and add money to start secure online banking
   

Airtel Payment Bank Safety Tips to Make Your Life Easier

Here are some smart tips backed by Airtel Payments Bank’s built-in features to help you enjoy secure online banking:

• Use a safe second account for daily transactions like online payments, recharges, and shopping
• Enable Safe Pay for every UPI or net banking transaction, so nothing goes through without your OK
• Set up transaction alerts to get instant notifications for every secure online payment made from your account
• Customise your daily transaction and ATM withdrawal caps to avoid accidental or fraudulent overspending
• Avoid exposing your physical card details by using a virtual card available in the app for added security
• In case of any suspicious activity, tap on Fraud Alarm to freeze your account instantly and prevent misuse

Key Takeaways

With a safe second account, you no longer have to think twice before making an online payment. It separates your everyday spending from your main salary or savings account, minimising risk and maximising security. Features like Safe Pay and Fraud Alarm give you greater control over every swipe, tap or bill payment. Switch to Airtel Payments Bank, it’s your all-in-one solution for secure online banking without the stress.

So, what are you waiting for? Start transacting safely today!

FAQs

• Is the safe second account free at Airtel Payments Bank?

Yes. There's no charge to open or operate a safe second account with Airtel Payments Bank.

• Do I need to maintain a minimum account balance?

No, Airtel Payments Bank’s account has no minimum balance requirement.

• Why should I use a second account for online payments?

Using a safe second account adds a layer of protection by keeping your primary funds safe from potential online threats.